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Des Moines Business Loans and Credit Repair

DSM Business Loans helps small business owners and entrepreneurs get sustainable and smart funding to scale the business of their dreams. Whether you own a restaurant, run a ecommerce store, flip home in the Des Moines area or have another business venture; we can help you qualify for fast, unsecured business loans or credit lines. Let us be your funding solution.
As an approved partner with Fundwise Capital, we are your gateway to one of the largest lender-to-consumer marketplaces. This allows us to assist a wide array of customers seeking small business loans, unsecured loans/unsecured credit, and also small business loans for startup companies here in Des Moines, IA. Once we receive your application and have your approval, we work diligently to match you with the best financial lender for your entity.
Fill out our no-obligation prequalification application today to get started.
As an approved partner with Fundwise Capital, we are your gateway to one of the largest lender-to-consumer marketplaces. This allows us to assist a wide array of customers seeking small business loans, unsecured loans/unsecured credit, and also small business loans for startup companies here in Des Moines, IA. Once we receive your application and have your approval, we work diligently to match you with the best financial lender for your entity.
Fill out our no-obligation prequalification application today to get started.
Who does DSM Business Loans Help?
We pride ourselves on being the go-to provider of financial services in Des Moines and the surrounding areas. Our team works closely with you to build a custom funding solution that benefits your entity and helps support your growth every step of the way.
Some of the entrepreneurs we’ve worked with include:
- E-commerce store owners
- Start-ups and small business owners
- Franchise owners
- Restaurants and retail stores
- Anyone that needs marketing
- Any other entity and entrepreneur venture
Are you a direct lender of business and small busines loans, finance loans, or loans for startups in the Des Moines area? No, DSM Business Loans works to connect its large network of financial lenders to business owners seeking quick and painless financing. Our mission is to streamline the funding process so entrepreneurs have a one-stop-shop for all their financing needs without running their credit excessively or wasting valuable time.
We pride ourselves on being the go-to provider of financial services in Des Moines and the surrounding areas. Our team works closely with you to build a custom funding solution that benefits your entity and helps support your growth every step of the way.
Some of the entrepreneurs we’ve worked with include:
- E-commerce store owners
- Start-ups and small business owners
- Franchise owners
- Restaurants and retail stores
- Anyone that needs marketing
- Any other entity and entrepreneur venture
Are you a direct lender of business and small busines loans, finance loans, or loans for startups in the Des Moines area? No, DSM Business Loans works to connect its large network of financial lenders to business owners seeking quick and painless financing. Our mission is to streamline the funding process so entrepreneurs have a one-stop-shop for all their financing needs without running their credit excessively or wasting valuable time.
DSM Business Loans
Call Today!
515-373-5770
515-373-5770
Creative Funding Solutions for the Modern World
Starting an entity is both brave and bold. Yet, it can’t thrive without consistent cash-flow or credit. Deciding what type of funding you need can be stressful, especially if you’ve never shopped for business loans around Des Moines or you’ve unsuccessfully secured a term loan due to bad credit. We’re more than confident that we can help you find transparent, trustworthy, and easy financing that meets all of your needs and sets you up for long-term success.
We specialize in the following unique programs:
Startup and Small Business Funding for Des Moines Residents
We understand how difficult it can be to secure small business loans without any built-up business credit or recurring revenue. This program supports those just starting out in the business world. It’s perfect for startups and small business owners and even those who don’t yet have a entity in place.
Business Finance Loans for Des Moines Residents
If you have an established operation and need additional funding to scale efficiently, this program is for you. Real estate investors and house-flippers can also benefit from our hard money/private money options to fund projects and finance equipment. Whether you’re seeking unsecured term loans, unsecured credit lines, or term loans, we’ve got you covered.
What funding options can I qualify for?
We offer a variety of flexible funding options which include:
Why should I apply for an unsecured business loan/ small business loan instead of working with a traditional lender?
Traditional loans are typically much more difficult to qualify for and usually require entrepreneurs to pledge some form of collateral. However, unsecured loans use your credit score and business revenue to determine approval as well as the amount you’ll receive. This is why we can offer you more flexible options based on your organization needs.
Starting an entity is both brave and bold. Yet, it can’t thrive without consistent cash-flow or credit. Deciding what type of funding you need can be stressful, especially if you’ve never shopped for business loans around Des Moines or you’ve unsuccessfully secured a term loan due to bad credit. We’re more than confident that we can help you find transparent, trustworthy, and easy financing that meets all of your needs and sets you up for long-term success.
We specialize in the following unique programs:
Startup and Small Business Funding for Des Moines Residents
We understand how difficult it can be to secure small business loans without any built-up business credit or recurring revenue. This program supports those just starting out in the business world. It’s perfect for startups and small business owners and even those who don’t yet have a entity in place.
- Do I need to have an established entity before applying?
No. While it is true that many lenders view incorporation favorably, it’s not a hard requirement to apply. You can organize your organization properly after funding is secured. - What do lenders look for once I submit my application?
The minimum requirements for approval are a 650 credit score or higher. Don’t worry, you can still access a term loan with bad credit. All you need to do is add a qualified co-signer with a 650+ credit score to your application. As previously mentioned, an established entity is not required. - What type of funding can I be approved for?
Based on your credit score , you can be approved for up to $250,000 in unsecured credit at 0% interest for 9-15 months or an unsecured 3-7 year term loan at 7% interest.
Business Finance Loans for Des Moines Residents
If you have an established operation and need additional funding to scale efficiently, this program is for you. Real estate investors and house-flippers can also benefit from our hard money/private money options to fund projects and finance equipment. Whether you’re seeking unsecured term loans, unsecured credit lines, or term loans, we’ve got you covered.
- What are the minimum approval requirements to secure a loan under this program?
Minimum requirements include an average monthly revenue of $10,000 or greater over the last 6 months. This amount will need to be verified based on monthly sales and revenue reports.
What funding options can I qualify for?
We offer a variety of flexible funding options which include:
- Unsecured business credit lines/cards with 0% interest over 9-15 month terms
- Unsecured term loans based on your business revenue- verified via receipts/reports
- Hard/private money options for house-flippers and real estate investors
- Equipment financing for construction equipment and medical equipment
Why should I apply for an unsecured business loan/ small business loan instead of working with a traditional lender?
Traditional loans are typically much more difficult to qualify for and usually require entrepreneurs to pledge some form of collateral. However, unsecured loans use your credit score and business revenue to determine approval as well as the amount you’ll receive. This is why we can offer you more flexible options based on your organization needs.
Our Funding Application Process: From an App to Approval
Step 1: Apply
Step 3: Meeting with Funding Manager
Step 1: Apply
- Our quick and easy no-obligation form has only 9 questions and takes less than 5 minutes to fill out. We ask you basic questions about your organization, you provide us with some personal information, and your application is ready to be processed by our team.
- After we review your application, a member of our team contacts you to set up your free consultation. During the meeting, you and a team member will discuss the options available to you to help decide whether you’d like to move forward with funding.
Step 3: Meeting with Funding Manager
- We set up a one-on-one meeting between you and your assigned funding manager once you decide to move forward. They will work with you personally to guide you through the funding process, finalize your solution, and get all the necessary paperwork signed.
- Within 10-21 days of submitting your application, you should receive your funds in your preferred bank account.
DSM Business Loans
Call Today!
515-373-5770
515-373-5770
DIY Credit Repair for Des Moines Residents.
Your credit score is the key to unlocking vast lines of credit and liquidity to successfully run a business. In your personal life, a positive credit score is also beneficial for buying your dream home, upgrading your vehicle, and setting you and your family up for a lifetime of stability. But maintaining good credit isn’t always simple and you’re bound to make mistakes here and there. We understand that repairing your credit is a monumental task that requires education and support. Which is why you don’t have to do it alone. Our DIY Credit Repair program is a comprehensive course that teaches you how to achieve a 720+ credit score with a proven actionable plan.
What will I learn in the DIY Credit Repair Program?
You’ll learn everything you need to know in order to smash your credit goals. The course is broken down into 3 separate modules. The first module “ Repair Your Credit” teaches you how to repair damaged credit with easy-to-follow guides and templates WITHOUT getting debt-resolution companies involved. The second module “Build Your Credit” will educate you on the credit building process so your score can climb in no time. The third and final module “Leverage Your Credit” will show you smart and responsible ways to use your positive credit history for a financially sound lifestyle.
What’s included in the DIY Credit Repair Program?
Your credit score is the key to unlocking vast lines of credit and liquidity to successfully run a business. In your personal life, a positive credit score is also beneficial for buying your dream home, upgrading your vehicle, and setting you and your family up for a lifetime of stability. But maintaining good credit isn’t always simple and you’re bound to make mistakes here and there. We understand that repairing your credit is a monumental task that requires education and support. Which is why you don’t have to do it alone. Our DIY Credit Repair program is a comprehensive course that teaches you how to achieve a 720+ credit score with a proven actionable plan.
What will I learn in the DIY Credit Repair Program?
You’ll learn everything you need to know in order to smash your credit goals. The course is broken down into 3 separate modules. The first module “ Repair Your Credit” teaches you how to repair damaged credit with easy-to-follow guides and templates WITHOUT getting debt-resolution companies involved. The second module “Build Your Credit” will educate you on the credit building process so your score can climb in no time. The third and final module “Leverage Your Credit” will show you smart and responsible ways to use your positive credit history for a financially sound lifestyle.
What’s included in the DIY Credit Repair Program?
- Our vetted and proven formula to fix bad credit and save you over $700 at the same time
- Informative and educational videos that simplify the credit building process and provide you with actionable steps to reach your goal
- Scripts and dispute letter templates you can use today to eliminate negative marks on your credit report
DIY Entity Creation/Corporate Credit Program for Des Moines Residents
Do you have the perfect entity idea? Are you looking for advice on structuring your organization and building business credit in order to exceed your goals? Our DIY Entity Creation and Corporate Credit bundle has everything you need to grow your organization in the most cost-effective and sustainable way.
To get started on the right footing, click get started below.
Do you have the perfect entity idea? Are you looking for advice on structuring your organization and building business credit in order to exceed your goals? Our DIY Entity Creation and Corporate Credit bundle has everything you need to grow your organization in the most cost-effective and sustainable way.
- Who is this program for?
This program is dedicated to those who just started their venture, are at the very beginning stages of building their business, and even those who wish to bring a entity idea to fruition. - What will I learn in this course?
The first part of the course covers the entire business entity creation process. You’ll learn how to set up your venture properly to save you money right from the start. The second part of the course teaches you how to establish solid business credit in a shorter amount of time. We skip straight to the juicy stuff and show you which types of credit to obtain so you can leverage your corporate credit to access $50,000 or more in business funding.
To get started on the right footing, click get started below.
Contact us today to learn more about applying for funding for your organization. You can also learn how to repair your credit score with our DIY credit repair program or grow your business with our DIY entity creation and corporate credit. We are here to provide solutions to scale your venture.
DSM Business LoansCall Today! 515-373-5770 |